If you need a business loan, or require an equity investor, Diversified Alliance Funding is here to assist you. We have an extensive number of Funders/Investors, and have experience assisting businesses expand. Most of our loan requests come from small businesses that have had difficulty obtaining financing from conventional banks.
A negative mark on your credit rating does not mean that you are automatically disqualified for a loan. Also, a prior year's loss may disqualify you from conventional financing. We look to the reasons which caused the loss and evaluate whether or not the business can be profitable going forward.
If you think you don't qualify for a business loan or your credit is seriously damaged you may check our Credit Card Cash Advance program, that is an excellent alternative to the strict and stringent requirements for traditional bank financing.
Have you ever thought about possibility of getting a loan against Stocks? If the answer is YES, then check our Loans against Stock program.
Diversified Alliance Funding will help you through the loan application process and pre-qualify your loan application over the telephone and answer any questions you may have. If you pre-qualify we may conduct a site visit at your place of business. We will generate a Term Sheet outlining all of the terms and conditions of your loan request. If approved the loan will be assigned to an attorney for closing.
We look at three key criteria when evaluating a loan request
Flexible loan term up to several years or more.
Loans may be repaid at any time without penalty.
Use of Proceeds
Loans are made for business purposes only.
Loan to Value
Loan amounts can be up to 50-75% of the market value of the collateral, based on the estimated cash sale price given a 90-120 day marketing time. If the loan is used for renovation or construction, the loan amount can be based on the improved value, and would be disbursed in stages.
Rates vary from 12-18% per annum, interest only, depending upon collateral and loan structure. Internationally, rates vary from 12-21%, depending on country.
In lieu of equity participation, a fee of 4% (U.S. only) of the loan amount may be included in the loan. Minimum of 10% project equity required.
From $250,000 to $300 Million nationally. Must be at least $3 Million for international loans.
In Connecticut, Massachusetts and Rhode Island sometimes we can obtain loans as low as $75,000. In this case Loan Maturity is from 10 to 25 years (no balloon payments) and Interest Rate is Prime Rate plus 2.00% - 2.75% (variable).
Real estate and other fixed or liquid assets (business and personal).
Types of Businesses
Fill in Loan Pre-Application Sheet and fax or e-mail it to us for a quick answer.
Once again spend several minutes and check our Credit Card Cash Advance program because it may be the perfect solution for you and your business.
We Make Cash Flow Possible!
Contact us for a FREE, No Obligation Consultation