It is a little known fact that policies insuring those age 65 and over (or sometimes younger if the person is ill) can be sold. That's right, policies bought years before that have now lost their utility can be sold - generally for more than cash value. Plus, term policies can be sold, thus bringing present value to an otherwise illiquid asset. This relatively new financial service is known as a "Senior Settlement," and there are many funding sources that will begin to look at policies.

APPLY for a life settlement and get your Obligation-Free Online QUOTE. Simply fill in the Online REQUEST and a representative will call you to discuss your options.

Life Insurance Settlements enable policy owners to sell a current life insurance policy to a financial institution. In turn, the policy owner receives a discounted amount of the face value in a lump sum. There are no charges for any offers or services we provide.

No medical examinations are required, there is no cost to find out what a policy is worth, and we can find a purchaser for most any kind of life insurance policy (whole life, term, universal, group, and split-dollar policies) issued by most any life insurance company.

APPLY online or contact us today at 847-224-3817 with any questions or e-mail your completed form for a quick response.

What is meant by the "sale" of my Policy?

A life insurance policy is considered personal property, like a house, car or stocks and bonds. Like those assets, it can legally be bought and sold. You actually transfer all rights and obligations of your life insurance policy to a third party for a percentage of the face value of that policy. The full value of the policy will eventually be paid to the third party.

Why would someone want to sell their policy?

There could be changing circumstances, such as:

Retirement
Affordability of Premiums
Change in Estate Size
Death of the Beneficiary
Sale of a business or Financial Planning Changes
Insured wishes to distribute funds while living
Desire to invest funds
Policy has not met original illustrated values
Charitable Foundation holdings policies
Poorly performing defined benefit plan

Liquidate your life insurance policy and receive money you can use now. Eliminate premium payments and get the true value of your life insurance policy. Life Settlements let you benefit now from unwanted or unaffordable life insurance policies. We makes it possible through our private services.

What are Viatical Settlements?

A financial option for chronically ill individuals with a current life insurance policy. Diversified Alliance Funding allows policyowners to realize and obtain the current market value of their life insurance policy today. Basically you will receive no obligation offers to sell your life insurance policy for a percentage of the death benefit. It will make a difference if your policy is going to lapse or you need money now. The service is completely private and costs nothing at anytime. Call or email us if you need more information. Note: All future premium payments are made by the funding company who purchases the policy.

So if you or a family member are suffering from a terminal illness and have life insurance, there is money available now. You can redeem your life insurance policy for an amount greater than premiums already paid on the policy. This money can be used at your discretion to cover any needs or interests. Diversified Alliance Funding makes this possible for our clients by getting the most money available with one simple application.

Benefits of a Viatical Settlement:

Enhance your quality of life
Provide cash for medical expenses
Take a dream vacation or trip
Eliminate premium payments that may no longer be affordable
Spend more time with your family

To qualify for a Viatical Settlement you need to:

Own the Life Insurance Policy for at least 2 years
Been Diagnosed with a Chronic Illness
Policy Face Value must be $20,000 or more

Click HERE for Viatical Settlements case studies.

We are in the business of providing more than Viaticals, Policy Loans and Life Settlements. We are in the business of concerning ourselves with the financial needs of all, including seniors and those coping with terminal illness. We are in the business of people.

As a licensed and regulated loan broker, every step is handled in a professional and ethical manner. We do not sell "viatical investments" unlike many viatical settlement companies.

Be very careful in your selection of a Cash Flow Specialist and a Funding Source. Unfortunately, there are some out there who will take advantage of those in need, but a qualified, compassionate Cash Flow Specialist will have a list of Funding Sources that will be able to help you out.